But how?
You decide the reminder process, of course, but Debbie's bets are AI-based, Debbie communicates with debtors on all platforms (e-Box, email, SMS, phone and letters), and debtors can pay 24/7/365 via card, MobilePay, bank or self-service, rules-driven instalment plans with digital signature.
In short: It works because Debbie hits the debtors with the right message on the right channel with the optimal payment solution.